Tim Modesitt

Back to School, Back to Coverage

As Vero Beach families get ready for a new school year, it is the perfect time to make sure your home and auto insurance are in order. From morning drop-offs in the car line to afternoons filled with sports and activities, life can get busy quickly. The right insurance plan helps protect what matters most, whether it is your home, your car, or the people you love.

I am here to help local families in Vero Beach find coverage that fits their needs and budget, so you can step into the school year with confidence and focus on what truly matters.

Welcome to the Tim Modesitt State Farm Agent office in Vero Beach, Florida! My journey with State Farm began in 1992, but my connection to this business runs even deeper. My wife, Kathy, and I are both University of Florida alumni and State Farm agents, and we love working together to serve our community. Vero Beach has been our home for nearly four decades, and we take pride in helping individuals and families feel confident about their insurance choices. We proudly serve the entire state of Florida, including Vero Beach, Sebastian, Wabasso, Fort Pierce, Lakewood Park, and Fellsmere. Whether you’ve lived here for years or are new to the area, my team and I are here to provide knowledgeable and reliable support.

At our office, we focus on building lasting relationships while making insurance simple. If you're looking for Auto, Home, or Renters Insurance, we’ll help you choose the right coverage for your needs. Our Life and Business Insurance options offer support for what matters most. We also provide Motorcycle and Condo Insurance, as well as Health Insurance Supplemental plans, so you can be prepared for the unexpected. No matter where life takes you, we’re committed to providing the support you need.

Outside the office, family is my greatest joy. Kathy and I have five incredible children, and while our two oldest are proud Indian River State College alumni, we still have three at home that keep our lives very busy. We love traveling together, from visiting Orlando’s theme parks to exploring the North Carolina mountains. In my free time, I enjoy fishing, cooking, and playing golf, and I’m deeply committed to giving back to the community. I actively support the Indian River County chamber of Commerce, local schools and churches, finding fulfillment in serving others and building strong connections in the place I call home.

We’d love to get to know you and help with your insurance needs. Whether you stop by our office, email us or give us a call, we're here to assist. Let’s work together to protect what matters most!